How Much Do You Pay a Month?

[iHaveGas]

I would pay $1,000 a month for this truck if it had to be. I think I'm about $600 a month and $70 on the insurance. Worth every penny

 

[RaptorScrew]

$497/mo payment -5 yrs @ 1.99%

$43/mo full coverage

 

[Deleted member 12951]

Haven't gotten my Raptor (on order) yet but do have the finances figured out. You would be crazy not to know before getting a $55k truck. Congrats to those that can just pay cash, I could if I wanted to but that would take a huge dip into my emergency cash. It is a business write off so that does help a lot.

Plan on a 60 month loan @ 2.34% = Around $450
Will be paying $700 per month to have it paid off in 3yrs.
Insurance $390 every 6 months (500k liab/300k prop/full cov/1000 ded)
Trading in my 2011 KR, the majority of my down payment

 

[Raptor Embroidery]

Payed up front. $1000/month (or more) for mods, gas, insurance. (I do professional plastidip and audio/wiring in my shop)

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[Rookie]

My insurance is about $180 a month for just my truck. When I had the 370z it was a hair over $300. Truck payment is a little over $900.

 

[DrippinRaptor]

$72 a month for full coverage insurance.

 

[Az Scooter]

I have seen some earlier comments concerning payments, and the wisdom of comparing payments.
Here is my opinion. As someone that used to buy a truck making payments, I could never understand how someone could buy something this expensive without making payments It just did not make sense to me. I was raised fairly poor, and so, if we wanted something that was a little nicer, we would have to get a loan and make payments.
Now, I have grown my business to the point that I am able to pay cash, and low interest rates, or not, I prefer to pay for stuff I am buying. It makes my life a lot more pleasant, and less stressful.

BTW, my truck is insured commercially so the insurance costs close to $150 a month.

 

[Raptor911]

Holly hell! You guys have some big payments. I pay $260 (truck) and $40 (insurance) each month.

 

[Deleted member 12951]

Holly hell! You guys have some big payments. I pay $260 (truck) and $40 (insurance) each month.

You must of had a large chunk down payment or trade-in or you financed it with your 30yr home mortgage.


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[goinsvt]

OK, here is my rant ....There are so many variables for monthly payments on these trucks that make the original question irrelevant to me. Everyone has different situations that influence their payments. Some here are very successful in business and can pay cash outright; Some get their trucks as gifts from wealthy parents; Others are hard working folks that may not earn as much money as some but are willing to make the sacrifice to get them a truck that makes them happy and I'm sure we have everything in between. How much their payment is doesn't give me a good reference point for comparison unless I know they are in the exact same situation as me.