- Jul 10, 2015
- Reaction score
My car is on with GEICO, never had a claim with it a drive it very seldom but it is cheap.
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Long time lurker, first time poster.
I bought a 2022 truck and rolled it doing 75mph down the highway pulling a trailer 3 days later. Thankfully the dog and I are ok, and no one else was hurt. The truck didn’t fair as well.
Insurance(USAA)came back with an initial estimate and said there’s only 30k of damage and they’re going to fix it.
I don’t want ANYTHING to do with this truck. With the exception of the hood and tail gate there is not a panel that doesn’t need to be replaced. All airbags expect the front deployed. There’s BBQ sauce all over the interior. (Gotta love the fact that in the south they give you an actual cup full of sauce. Great for ribs, not so great for roll over accidents. And no, the bbq sauce didn’t cause the accident)
Haven’t taken it to a frame shop yet but the rear axel is 4 inches out to the right of the truck. Left side control arms at bent, and a few other suspension component bent like pretzels. Multiple dash lights now displaying as well.
I feel like I’m missing something here. I can’t comprehend how they’re only estimating 30k of damage. Literally every panel, both Apillars, headlights, tail lights, etc have to be replaced, and that’s not even touching the potential mechanical/frame damage.
Lucky enough for this to be my first major accident in my life, so admittedly I’m not super familiar with the ins and outs of insurance. All I know is I want out of this truck. If they fix it, itll never be the same. It’ll be in and out of the shop once a month. Not to even mention the price hit that it’s going to take after the carfax states it’s a roll over airbag deployed vehicle.
Any advice on the best way to move foward is greatly appreciated.
So, I know everyone either has the insurance horror story or knows someone with the horror story. In my case, a family member was insured by Ge!co and was rear ended by an intoxicated driver, also insured by Ge!co.