Truck got totaled help w/ value?

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FDHog

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Glad to hear your okay, so far. Don`t be a hero and think that your A-OK, Take it from someone who was T-***** on his motorcycle and was hurt, but 12-14 months later when my supposed soft tissue damage turned out to be a bulged disc that herniated and then ruptured taking the another damaged disc with it and that turned into a 2 level fusion at L4/L5-L5/S1.

I had no other choice than surgery because of the nerve damage that was causing the loss of the stability in me just being able to stand, let alone the issues with my legs and feet and not to mention the pain!!

Oh and as far as suing her that was out of the question due to her being here illegally and driving a non insured car and leaving the states a short time after the accident.

The insurance company totalled the bike and gave me book value and every aftermarket item that I had put on it was a loss, even though I had receipts for everything and I did have legal counsel representing me.

Take your time about the truck, TAKE CARE of yourself first! You can unmarry your tune and Gearheads will upload it to a new VIN, I think it may be called a revision $100. I would call them.

In NJ the option exists if your vehicle is totaled by the insurance company you can buy it back from them dirt cheap and then it will have a salvage title which you can repair and have it inspected and put it back on the road or buy it back and part it out. I would do a search on your state to see what the options are. Like it has been mentioned by others it will not be a cheap fix if done correctly, just look at the labor rates alone.

If I were in your position I would see what book value is, insurance companies use a different book for value, I would wait to see what they were going to give me and what it would cost to buy it back. If the numbers on fixing it were high I would buy a F150 until something I wanted came along or wait for the 2023 Raptor and sell the wrecked Raptor on your own and pocket the extra cash and put it along with the insurance money towards your new truck.

View attachment 155150


Now I don't feel so bad. Richnot, we're in a similar club. Back on my bike after a year.
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goblues38

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Now I don't feel so bad. Richnot, we're in a similar club. Back on my bike after a year.
View attachment 155209

I was hit way back in 1992 on my bike (FZR600).....broken back L5, concussion, collapsed lung, liver-pancrase-small intestine were all collapsed against my spinal column. 63 days in ICU + another 45 days in a normal hospital room. No solid food for over 6 months. I flatlined for 15 seconds.

Got a decent cash settlement which started me out right in my 20's. i have not been on a bike for almost 20 years. just freaks me out.
 

IDontDoUrban

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Shit that sucks. Hope you weren’t hurt. My experience when a car is deemed a total loss is they do comps, just like in real estate, see what replacements go for, and that’s what you will get. As for upgrades, usually unless you’ve declared them to the insurance company ahead of time, hmm.

I traded my 2019 loaded Raptor and got 60 for it just as a case in point. Dealer listed it for 65.
Is this true about upgrades needing to be communicated to the insurance company? I'm thinking about my Methods and investment in BD lights. The latter would be toast in an accident like his.
 

Frogger22

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I was hit way back in 1992 on my bike (FZR600).....broken back L5, concussion, collapsed lung, liver-pancrase-small intestine were all collapsed against my spinal column. 63 days in ICU + another 45 days in a normal hospital room. No solid food for over 6 months. I flatlined for 15 seconds.

Got a decent cash settlement which started me out right in my 20's. i have not been on a bike for almost 20 years. just freaks me out.

As someone who commutes to work on a bike many times a week...I just puckered a bit simply reading this ;) what an adventure life can be
 

Frogger22

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@Badgertits looks like she did her job and protected you which is the only thing that matters. Can always buy another truck, but you can’t just go find a Badgertits face or arm laying around
 

goblues38

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As someone who commutes to work on a bike many times a week...I just puckered a bit simply reading this ;) what an adventure life can be

yeah...it was textbook stupid driver. He turned left in front of me. I was going 45 and had about 20 feet to react. I tried to go over, but being on the front brakes had me going down. I hit the A-Pillar and slid under the front wheel.

Lucky for me, it was 1/2 mile from a trauma hospital.

but...all is good. Would not have met my wife or made the career choice without it.
 

Frogger22

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yeah...it was textbook stupid driver. He turned left in front of me. I was going 45 and had about 20 feet to react. I tried to go over, but being on the front brakes had me going down. I hit the A-Pillar and slid under the front wheel.

Lucky for me, it was 1/2 mile from a trauma hospital.

but...all is good. Would not have met my wife or made the career choice without it.

That’s all it takes to meet a girl!? I should of done this years ago
 

goblues38

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That’s all it takes to meet a girl!? I should of done this years ago


lol...seriously....21 year old kid....with a lot of cash in 1992......I bought a brand new corvette...thinking I was going to meet all kind of chicks........1st girl I met is my wife of 25 years....and she made me sell the car of wich I said YES DEAR!!!
 

CoronaRaptor

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lol...seriously....21 year old kid....with a lot of cash in 1992......I bought a brand new corvette...thinking I was going to meet all kind of chicks........1st girl I met is my wife of 25 years....and she made me sell the car of wich I said YES DEAR!!!
Smart girl, early 90's vettes were/are pos's, lol.
 
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Badgertits

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As someone who commutes to work on a bike many times a week...I just puckered a bit simply reading this ;) what an adventure life can be

I used to ride motorcycles when I was younger....had a few (F4i, R6, R1) - no more. They’re just too dangerous....& this is from a guy w/ a 750whp Z06 & quads/waverunner/raptor etc
 
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