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GEN 2 (2017-2020) Ford F-150 Raptor Forums
Ford F-150 Raptor General Discussions [GEN 2]
Who else financed their Raptor?
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<blockquote data-quote="Badgertits" data-source="post: 1352929" data-attributes="member: 31322"><p>Nah I dunno bout that bud- if you HAVE to make that call then you shouldn’t be buying a $70k truck, not arguing that sometimes it does make sense, but My IRAs/529/401ks/hi-yield savings/CDs/brokerage & brick & mortar savings accounts get padded on a weekly basis (proportionally varying depending on the market) all because I DONT have needless bills like a big raptor bill. </p><p></p><p>Also- if you buy higher end value retaining vehicles like a raptor - or a fully loaded SLT Sierra A/T that I had prior, in the event catastrophe occurs & a deer runs out in front of ya which recently totaled that same GMC...the ins. Company cuts ya a check for $32.5k</p><p></p><p>Truck was 2015 62k miles- think I’d get that in trade? Doubtful.</p><p>All in my pocket not back to a bank w/ interest. although in full honesty, I did have a small note on that truck like $18k but was on Gm’s dime- 0% interest.</p><p></p><p>Over the years I just kept “jumping up” in vehicle price + after sucking it up & paying cash for something years ago my trade-ins keep getting worth more & the cash I need to put down to pay in full or have a small loan shrinks. Another reason I liked the raptor- value retention.</p><p></p><p>Truthfully there’s no real answer, but when you get up past the $60k Mark in OTD vehicle price you should be in the position to buy it outright if you wanted to or else your paying too much.</p><p></p><p>Last thing I’ll say- guy w/ the most toys wins, lol, no car payments also enable me to justify dropping $10k on blower/**** injection/tires/big radiator etc on my vette....</p></blockquote><p></p>
[QUOTE="Badgertits, post: 1352929, member: 31322"] Nah I dunno bout that bud- if you HAVE to make that call then you shouldn’t be buying a $70k truck, not arguing that sometimes it does make sense, but My IRAs/529/401ks/hi-yield savings/CDs/brokerage & brick & mortar savings accounts get padded on a weekly basis (proportionally varying depending on the market) all because I DONT have needless bills like a big raptor bill. Also- if you buy higher end value retaining vehicles like a raptor - or a fully loaded SLT Sierra A/T that I had prior, in the event catastrophe occurs & a deer runs out in front of ya which recently totaled that same GMC...the ins. Company cuts ya a check for $32.5k Truck was 2015 62k miles- think I’d get that in trade? Doubtful. All in my pocket not back to a bank w/ interest. although in full honesty, I did have a small note on that truck like $18k but was on Gm’s dime- 0% interest. Over the years I just kept “jumping up” in vehicle price + after sucking it up & paying cash for something years ago my trade-ins keep getting worth more & the cash I need to put down to pay in full or have a small loan shrinks. Another reason I liked the raptor- value retention. Truthfully there’s no real answer, but when you get up past the $60k Mark in OTD vehicle price you should be in the position to buy it outright if you wanted to or else your paying too much. Last thing I’ll say- guy w/ the most toys wins, lol, no car payments also enable me to justify dropping $10k on blower/**** injection/tires/big radiator etc on my vette.... [/QUOTE]
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GEN 2 (2017-2020) Ford F-150 Raptor Forums
Ford F-150 Raptor General Discussions [GEN 2]
Who else financed their Raptor?
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