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GEN 3 (2021+) Ford F-150 Raptor Forums
Ford F-150 Raptor General Discussions [GEN 3]
Scored a 2022 for MSRP - Is this legit?
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<blockquote data-quote="Fergs" data-source="post: 1706479" data-attributes="member: 54092"><p>I worked as a Personal Loan Officer for 5 years and saw this happen more times than not. They will want you to stay with their financing for 3 months and will sometimes state there is a "penalty for paying off before that". I not once in 5 years and thousands of auto loans saw a penalty when reviewing my customers contracts.</p><p></p><p>If you do go down that route to save money (smart move!) reach out to your bank ahead of time and have your bank pull credit the same day as the dealership does. This will minimize the hit to your credit and make the refinance as easy as possible. You more than likely will need to wait for loan paperwork to be mailed to you to provide your bank, but that's only a couple days of interest.</p><p></p><p>Rather spend 5 days of interest than $10k over asking!</p><p></p><p>Congrats in advance on the truck!</p></blockquote><p></p>
[QUOTE="Fergs, post: 1706479, member: 54092"] I worked as a Personal Loan Officer for 5 years and saw this happen more times than not. They will want you to stay with their financing for 3 months and will sometimes state there is a "penalty for paying off before that". I not once in 5 years and thousands of auto loans saw a penalty when reviewing my customers contracts. If you do go down that route to save money (smart move!) reach out to your bank ahead of time and have your bank pull credit the same day as the dealership does. This will minimize the hit to your credit and make the refinance as easy as possible. You more than likely will need to wait for loan paperwork to be mailed to you to provide your bank, but that's only a couple days of interest. Rather spend 5 days of interest than $10k over asking! Congrats in advance on the truck! [/QUOTE]
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Scored a 2022 for MSRP - Is this legit?
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