I do not endorse making the regular payments. Always finance as far as you can and then make double payments or more. Cuts the interest that the long term incurs and you are safe if you wife leaves you with the truck and nothing else as you have low monthly responsibility. Paying a little...
Of course you can afford it. You can see it in your numbers. The question you need to ask yourself is this: Is the additional cost now and the delaying of a day when you have paid off your vehicles worth it for a raptor.
Will you use it?
Will you just feel cool at McDonald's?
Will you use it...
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