Forums
New posts
Search forums
What's new
New posts
New profile posts
Latest activity
Members
Registered members
Current visitors
New profile posts
Search profile posts
Log in
Register
What's new
Search
Search
Search titles only
By:
New posts
Search forums
Menu
Log in
Register
Install the app
Install
RAM TRX - TRX-Forum.com
Bronco Raptor - BroncoRaptorForum.com
Forums
Ford Raptor Forums - General Information
Prospective Raptor Owners
Warranty selection from the Dealer
JavaScript is disabled. For a better experience, please enable JavaScript in your browser before proceeding.
You are using an out of date browser. It may not display this or other websites correctly.
You should upgrade or use an
alternative browser
.
Reply to thread
Message
<blockquote data-quote="smurfslayer" data-source="post: 1752930" data-attributes="member: 21926"><p>I had an allstate backed 3rd party warranty before. Don’t do it. </p><p>[USER=35543]@FordTechOne[/USER] is right, they will use any possible excuse to deny coverage. They’re an auto insurance company, that’s their business model.</p><p></p><p>I had what ended up being a cam chain tensioner fail in my SVT Mustang. It ran like crap below about 1800 rpms, but fine above that. Of course, it wouldn’t throw any codes, so most Ford mechanics were baffled. They knew something was wrong, just not what. I went to 3 different places, the last one was an independent shop. I had to authorize a tear down, so I got in touch with the warranty number, opened a case and I was authorized nnnn $ to perform the tear down. </p><p></p><p>The problem was difficult to identify and diagnose, but after being on the back burner a few weeks, they found the bad part. I got the estimate and warranty guys send out an adjuster who promptly identified my non OEM Cobra R model wheels, and some other bits and bobs, resulting in a denial of coverage. The mechanic wrote up a letter calling the guy an idiot, as the 2 are completely unrelated. Adjuster comes back out, scours the engine bay identifying 2 mods in the engine bay. Denial. Mechanic again, having had enough of this writes a letter indicating this is not only unrelated, he will agree to testify in court, free of charge as an expert witness, and he’s a 20 year retired ASE cert’d master tech, and former SVT qual’d mechanic, etc., etc. Radio silence for 2 more weeks and they eventually knuckle under, paying almost the full $$ amount. Nothing for being out of service by way of a rental or anything mind you, but they did eventually pay out, without going to court.</p><p></p><p>Delay, deny, delay more, obfuscate, use the contract against you, delay, deny, obfuscate more, repeat as needed until you pay out of your own pocket. </p><p>That’s their business model. Back when I had this drama their threshold was somewhere between 1k and 1500 bucks for an adjuster to be involved, not sure about now. </p><p></p><p>If you’re going to spend money on a warranty and the Ford ESP is available, you should get that.</p></blockquote><p></p>
[QUOTE="smurfslayer, post: 1752930, member: 21926"] I had an allstate backed 3rd party warranty before. Don’t do it. [USER=35543]@FordTechOne[/USER] is right, they will use any possible excuse to deny coverage. They’re an auto insurance company, that’s their business model. I had what ended up being a cam chain tensioner fail in my SVT Mustang. It ran like crap below about 1800 rpms, but fine above that. Of course, it wouldn’t throw any codes, so most Ford mechanics were baffled. They knew something was wrong, just not what. I went to 3 different places, the last one was an independent shop. I had to authorize a tear down, so I got in touch with the warranty number, opened a case and I was authorized nnnn $ to perform the tear down. The problem was difficult to identify and diagnose, but after being on the back burner a few weeks, they found the bad part. I got the estimate and warranty guys send out an adjuster who promptly identified my non OEM Cobra R model wheels, and some other bits and bobs, resulting in a denial of coverage. The mechanic wrote up a letter calling the guy an idiot, as the 2 are completely unrelated. Adjuster comes back out, scours the engine bay identifying 2 mods in the engine bay. Denial. Mechanic again, having had enough of this writes a letter indicating this is not only unrelated, he will agree to testify in court, free of charge as an expert witness, and he’s a 20 year retired ASE cert’d master tech, and former SVT qual’d mechanic, etc., etc. Radio silence for 2 more weeks and they eventually knuckle under, paying almost the full $$ amount. Nothing for being out of service by way of a rental or anything mind you, but they did eventually pay out, without going to court. Delay, deny, delay more, obfuscate, use the contract against you, delay, deny, obfuscate more, repeat as needed until you pay out of your own pocket. That’s their business model. Back when I had this drama their threshold was somewhere between 1k and 1500 bucks for an adjuster to be involved, not sure about now. If you’re going to spend money on a warranty and the Ford ESP is available, you should get that. [/QUOTE]
Insert quotes…
Verification
Post reply
Members online
jayspick
ChevyLee
k3k0a808
sct
24NoVARaptor
relak
WH7
djfecetron
HTXShadow
dirtslinger
Dano182
RCorsa
P4SHOCAT
elking
PNTitBLK
VJDWashington
xgardx
nltruck
jshicks
Coyote_695
Telecaster480
LastRapWorld83
nikhsub1
Raptor_NV
tcm glx
Ryan Voight
Sever18
John Michial
CSP
petrolhead
Powerlies
ToadSmasher2K1
ghost410
BarryT82
tonythis
stan972
Rekkr
Booth9999
hyrepower
raptor_tecate
downforce137
Raptor801
Greg2024
rwmgd2
DFS
nick731
jm77
Digipax
daytona1783
Granelli
... and 26 more.
Forum statistics
Threads
93,170
Posts
1,955,287
Members
56,440
Latest member
jumpcutter
Forums
Ford Raptor Forums - General Information
Prospective Raptor Owners
Warranty selection from the Dealer
This site uses cookies to help personalise content, tailor your experience and to keep you logged in if you register.
By continuing to use this site, you are consenting to our use of cookies.
Accept
Learn more…
Top