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<blockquote data-quote="smurfslayer" data-source="post: 1492496" data-attributes="member: 21926"><p>if you are unfortunate enough to live in, around or near a “known speed trap” jurisdiction, $1k is about the first year’s impact of an 11 over speeding ticket and the impact lasts 3-5 years depending on the state. Can you mitigate this? yes, somewhat, but a moving violation condition implicates your insurance rates. </p><p></p><p>As an example, you’re busted doing 20 over in the “known speed trap”. the AO “does you a favor” by reducing the charge to 11 over [in the hopes you don’t go to court, but he says because he likes you, you’re a nice guy, now be safe]. You decide to abdicate your duty as a citizen to make the prosecution prove your guilt of this scurrilous allegation of wrongdoing and pay the traffic fine, plus court costs, and admin fees, even though you don’t go to court. All in, you’re about $400 bucks. The infraction is probably 1/2 or slightly more. </p><p></p><p>Within 4 hours of receiving your admission of guilt, your driving record sports a brand new moving infraction and within about 30 minutes your auto insurance carriers are notified. Within about a month, you get your “notice of revised rates”.</p><p></p><p>Depending on a myriad of byzantine evaluation criteria, you could take anywhere from a 1% - 25% surcharge, SCOFFLAW. you’ll be charged extra for at least as long as 3 years, and often more. </p><p></p><p>There are a number of ways to mitigate the impact. some states allow pre-conviction traffic school, post conviction traffic school, and a host of other ideas to make you OBEY. Guess who oversees and regulates traffic schools? </p><p></p><p>I know there are some on FRF who are reading and thinking “good thing I can just badge my way out”. If you can, you’re not dealing with a speed trap area. I know. Decades ago I was next-door to a cop with a uniformed agency in DC. He was stopped almost weekly by Charles county deputies, always for speeding, always within 7mph over the limit, sometimes as little as 2mph. His Mitsubishi was known by appearance and plate and he had FP tags. Back in that era, the entire county was renowned for ’speeding 1-5mph over the limit’ tickets. It was how the sheriff’s office stayed afloat. This is bad policing, but it happens. And yes, he was cited more than once, badge be damned. </p><p></p><p>Some states say the ‘automatically expire’ moving violations, but this is usually a ruse. Insurance companies can find your conviction data years on. Maryland, and I’m not sure how many others, permits an expungement if you’re clean for so long. To the best of my knowledge, once expunged all they can see is you expunged your record, I know insurance companies charge more for a driver with an expungement, but significantly less than someone with a history of moving violations. </p><p></p><p>A good detection system is an investment in keeping your discretionary money from finding its way into the state/local coffers. Depending your driving habits, record and if you’re “that guy”, it may well be worth it.</p></blockquote><p></p>
[QUOTE="smurfslayer, post: 1492496, member: 21926"] if you are unfortunate enough to live in, around or near a “known speed trap” jurisdiction, $1k is about the first year’s impact of an 11 over speeding ticket and the impact lasts 3-5 years depending on the state. Can you mitigate this? yes, somewhat, but a moving violation condition implicates your insurance rates. As an example, you’re busted doing 20 over in the “known speed trap”. the AO “does you a favor” by reducing the charge to 11 over [in the hopes you don’t go to court, but he says because he likes you, you’re a nice guy, now be safe]. You decide to abdicate your duty as a citizen to make the prosecution prove your guilt of this scurrilous allegation of wrongdoing and pay the traffic fine, plus court costs, and admin fees, even though you don’t go to court. All in, you’re about $400 bucks. The infraction is probably 1/2 or slightly more. Within 4 hours of receiving your admission of guilt, your driving record sports a brand new moving infraction and within about 30 minutes your auto insurance carriers are notified. Within about a month, you get your “notice of revised rates”. Depending on a myriad of byzantine evaluation criteria, you could take anywhere from a 1% - 25% surcharge, SCOFFLAW. you’ll be charged extra for at least as long as 3 years, and often more. There are a number of ways to mitigate the impact. some states allow pre-conviction traffic school, post conviction traffic school, and a host of other ideas to make you OBEY. Guess who oversees and regulates traffic schools? I know there are some on FRF who are reading and thinking “good thing I can just badge my way out”. If you can, you’re not dealing with a speed trap area. I know. Decades ago I was next-door to a cop with a uniformed agency in DC. He was stopped almost weekly by Charles county deputies, always for speeding, always within 7mph over the limit, sometimes as little as 2mph. His Mitsubishi was known by appearance and plate and he had FP tags. Back in that era, the entire county was renowned for ’speeding 1-5mph over the limit’ tickets. It was how the sheriff’s office stayed afloat. This is bad policing, but it happens. And yes, he was cited more than once, badge be damned. Some states say the ‘automatically expire’ moving violations, but this is usually a ruse. Insurance companies can find your conviction data years on. Maryland, and I’m not sure how many others, permits an expungement if you’re clean for so long. To the best of my knowledge, once expunged all they can see is you expunged your record, I know insurance companies charge more for a driver with an expungement, but significantly less than someone with a history of moving violations. A good detection system is an investment in keeping your discretionary money from finding its way into the state/local coffers. Depending your driving habits, record and if you’re “that guy”, it may well be worth it. [/QUOTE]
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