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Ford Raptor Forums - General Information
Prospective Raptor Owners
Finally getting serious about purchase
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<blockquote data-quote="BroncoAZ" data-source="post: 1493566" data-attributes="member: 36963"><p>Certainly not, buying a new car while not being a debt free millionaire is not endorsed. But that ****** drives a Raptor, so he should understand. Although I am a fan of his I often disagree with Dave Ramsey about cars, not everyone should drive a hoopty. I'm debt free except for my 15 year mortgage (currently refinancing again at 2.25% from 3% to save $150 per month), put 20% of my income into Roth investments, and am generally responsible. Knowing me I'll debt snowball the Raptor and pay it off quick. My last two 72 month car loans on the Passat and Touareg were gone in 16 and 19 months. I'll plan on paying off the Raptor in under 3 years, although maybe not if I can get 0% financing. Navy Federal is offering 2.29% currently.</p><p></p><p>What good is living for retirement (20 years off for me, I'm 43) if I don't have any fun along the way...</p></blockquote><p></p>
[QUOTE="BroncoAZ, post: 1493566, member: 36963"] Certainly not, buying a new car while not being a debt free millionaire is not endorsed. But that ****** drives a Raptor, so he should understand. Although I am a fan of his I often disagree with Dave Ramsey about cars, not everyone should drive a hoopty. I'm debt free except for my 15 year mortgage (currently refinancing again at 2.25% from 3% to save $150 per month), put 20% of my income into Roth investments, and am generally responsible. Knowing me I'll debt snowball the Raptor and pay it off quick. My last two 72 month car loans on the Passat and Touareg were gone in 16 and 19 months. I'll plan on paying off the Raptor in under 3 years, although maybe not if I can get 0% financing. Navy Federal is offering 2.29% currently. What good is living for retirement (20 years off for me, I'm 43) if I don't have any fun along the way... [/QUOTE]
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