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<blockquote data-quote="Icecobra" data-source="post: 1813199" data-attributes="member: 8470"><p>Let's muddy it up good. First how is weight capacity calculated. Motor vehicles are calculated as follows. Dry weight no fluids then add exactly the fluid capacity and driver. So they give you fluids are included and 150 pounds for driver. GVWR IS JUST THAT. Maximum the towed trailer anybody besides 150 pound driver any tools or modifications made to vehicle including anything that adds to the weight like a stereo replacement. Batteries if replaced and new battery new lights or tires or anything you add to the truck. If you exceed the max you open yourself up to your insurance carrier denying you coverage. Read your policy it's in the fine print. If you are over the max weight by 500 pounds you probably won't have an issue as it would be hard to prove after an accident. If your several thousand pounds over and it's clear and obvious your going to have a tough time. What it most likely comes down to is would a reasonable person have known that towing that would be dangerous. If you answer yes don't do it. But if the attorneys for the plaintiff smell a deep pocket for a huge payout they will pursue that. They don't want your insurance to deny coverage because they won't likely get any money... If your like me you carry no matter what umbrella coverage that covers oh sh it I did not count on that. 400 a year for 2 mill oh sh it coverage. My advice is don't take a chance if it's close get a tow vehicle. Trailers are calculated as it comes off the assembly line. No fluids no battery no propane no linens no toilet paper. basically empty... just an fyi.</p></blockquote><p></p>
[QUOTE="Icecobra, post: 1813199, member: 8470"] Let's muddy it up good. First how is weight capacity calculated. Motor vehicles are calculated as follows. Dry weight no fluids then add exactly the fluid capacity and driver. So they give you fluids are included and 150 pounds for driver. GVWR IS JUST THAT. Maximum the towed trailer anybody besides 150 pound driver any tools or modifications made to vehicle including anything that adds to the weight like a stereo replacement. Batteries if replaced and new battery new lights or tires or anything you add to the truck. If you exceed the max you open yourself up to your insurance carrier denying you coverage. Read your policy it's in the fine print. If you are over the max weight by 500 pounds you probably won't have an issue as it would be hard to prove after an accident. If your several thousand pounds over and it's clear and obvious your going to have a tough time. What it most likely comes down to is would a reasonable person have known that towing that would be dangerous. If you answer yes don't do it. But if the attorneys for the plaintiff smell a deep pocket for a huge payout they will pursue that. They don't want your insurance to deny coverage because they won't likely get any money... If your like me you carry no matter what umbrella coverage that covers oh sh it I did not count on that. 400 a year for 2 mill oh sh it coverage. My advice is don't take a chance if it's close get a tow vehicle. Trailers are calculated as it comes off the assembly line. No fluids no battery no propane no linens no toilet paper. basically empty... just an fyi. [/QUOTE]
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