Insurance: What the Fr*ck!

[Braaaaptor]

Checked my GEICO app yesterday... my 6 month premium jumped up to $888! I feel like I'm getting taken advantage of here, so I'm looking around. I could skimp on coverage like deleting the rental car coverage or raising my deductible from $500 to $1000 but doing so would only lower it about $100/6 months.

My stats are as clean as can be: 29 y/o, no accidents, no tickets, driving since I was 16, have been a GEICO customer since I was 18, veteran, drive 10k miles a year

What is everyone paying for insurance?

 

[smurfslayer]

Checked my GEICO app yesterday

There’s your problem.

I still haven’t forgiven this shítbags for denying my mother’s coverage; she was insured by gecko, was rear ended, BY A GEICO INSURED DRIVER, who was charged with the collision, but they refused to pay, right up until the day before court.

Fūck Geico and their stupid commercials.

As many F150’s as are stolen, and broken into, given how easy it is, I’m surprised we haven’t seen more of this.

 

[06z]

It's all your Mods.

 

[djevox]

Here’s a good tidbit about Geico- they don’t give a crap how long you’ve been a customer. It doesn’t matter if you have one vehicle insured or an umbrella policy that covers a business and another for multiple houses and cars.

 

[Tbogo]

State Farm $647 on my 2020, 250/500/100 w/$1000 deductible includes discounts for multiple cars and home owners insurance and an umbrella policy. Also clean driving record.

 

[Keith88]

Jesus. I pay 450 every 6 months for full coverage for me n my wife on 4 cars with StateFarm

 

[DFS]

Wow I must be missing something as well or have excessive coverage. My 2023 is $950/6 months with $500 deductible and no rental coverage. Never even been pulled over, age 27 in Nevada.

 

[CLTampa]

Checked my GEICO app yesterday... my 6 month premium jumped up to $888! I feel like I'm getting taken advantage of here, so I'm looking around. I could skimp on coverage like deleting the rental car coverage or raising my deductible from $500 to $1000 but doing so would only lower it about $100/6 months.

My stats are as clean as can be: 29 y/o, no accidents, no tickets, driving since I was 16, have been a GEICO customer since I was 18, veteran, drive 10k miles a year

What is everyone paying for insurance?

I would take a look at state farm, they have always been the best for my family, and I shop it at least once a year... I do think your age plays into it a bit. I seem to remember that once my wife and I hit 34/35 it dropped massively.

 

[Keith88]

I would take a look at state farm, they have always been the best for my family, and I shop it at least once a year... I do think your age plays into it a bit. I seem to remember that once my wife and I hit 34/35 it dropped massively.

bingo

 

[Braaaaptor]

Thanks for all the recommendations, just called State Farm... they quoted me $258 a month for the same coverage!

I'm thinking its my zip code. I live one town over from a very.... not nice city where unfortunately there is a lot of crime. Really seems to be the biggest factor aside from my age.