Rolled my 3 day old truck

jamanrr

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My car is on with GEICO, never had a claim with it a drive it very seldom but it is cheap.
 

Reedman

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Long time lurker, first time poster.
I bought a 2022 truck and rolled it doing 75mph down the highway pulling a trailer 3 days later. Thankfully the dog and I are ok, and no one else was hurt. The truck didn’t fair as well.

Insurance(USAA)came back with an initial estimate and said there’s only 30k of damage and they’re going to fix it.
I don’t want ANYTHING to do with this truck. With the exception of the hood and tail gate there is not a panel that doesn’t need to be replaced. All airbags expect the front deployed. There’s BBQ sauce all over the interior. (Gotta love the fact that in the south they give you an actual cup full of sauce. Great for ribs, not so great for roll over accidents. And no, the bbq sauce didn’t cause the accident)
Haven’t taken it to a frame shop yet but the rear axel is 4 inches out to the right of the truck. Left side control arms at bent, and a few other suspension component bent like pretzels. Multiple dash lights now displaying as well.

I feel like I’m missing something here. I can’t comprehend how they’re only estimating 30k of damage. Literally every panel, both Apillars, headlights, tail lights, etc have to be replaced, and that’s not even touching the potential mechanical/frame damage.

Lucky enough for this to be my first major accident in my life, so admittedly I’m not super familiar with the ins and outs of insurance. All I know is I want out of this truck. If they fix it, itll never be the same. It’ll be in and out of the shop once a month. Not to even mention the price hit that it’s going to take after the carfax states it’s a roll over airbag deployed vehicle.

Any advice on the best way to move foward is greatly appreciated.
Thanks,
 

CruiserClass

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So, I know everyone either has the insurance horror story or knows someone with the horror story. In my case, a family member was insured by Ge!co and was rear ended by an intoxicated driver, also insured by Ge!co.

I'm sure every organization of any size has screwed over many a customer and many an employee. It's a numbers game, some screw over more than others. I suspect it's also region dependent, as what individual you deal with can set the tone from the onset. Of the 'big name' insurance places, Allstate is the one I've seen/heard/witnessed most often being terrible. Ask other insurance company adjusters which company they hate to deal with the most, and I bet you that name comes up a lot.
 

WEJER

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Glad your ok and nobody was hurt. You aren’t the first nor will you be the last.

DO NOT TOW WITH RAPTOR AT SPEED!!!!

My Raptor is just for fun, hunting, driving around town, and doing job quotes.

We run F350-450’s and RAM 2500-3500’s for any towing. Raptor and TRX suspensions are not set towing for no matter what anybody says.

Trailer sway is dangerous…
 

roostinyfz

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If that is my truck I see an opportunity for a cage, and Long travel in the future!
 

Stroked out

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Time to call doc tony! Jk , make sure you are feeling ok. Check into your uninsured motorists coverage. Don't sweat your truck , it'll probably be totaled.
 

sammy134

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I didn't read the 9 pages of replys, but was this a fish tail, or a jack knife issue?

Y'all gotta really be careful towing. It's no joke...
 
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