Gen 3 finance rates.

MeFryRice

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Most dealerships would ask you not to since they get charged back if it’s refinanced within 3-4 months however, if you can find a better rate then I’d do it too.
 
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Viewsflores

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I was told 4 months. But I might give it a shot see if I can lower my interest rate. Gave my first payment a few days ago.
 

Sitdown

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Also perf credit and got a Bananas 7% rate for this purch, Expl ST purch in Aug22 was 1/2 this... :33:

it'll get refi'd at local CU for 3.99/60
 

NewRap4Me

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I got 5.04 from Ford for 72 months which is a far cry from the 0.0 for 48 months I traded in. Took it for now and will either refi when things normalize or treat the 72 mo like a 48 and pay off early since there is no penalty. Or just start the process now for a 25 Raptor R and let Ford pay off the balance. Options Options Options!
 

Jlchavezz1

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How where you able to refinance that fast?
You can refinance pretty much at any time even before giving the first payment. I usually wait right before the 30 day mark of the original purchase so that both credit inquiries land in a 30 day period and my credit score only takes one hit instead of two. And you go a combined two months with no payment which is a plus.
 

ELmx479

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I'm paying 2.49 for 36 but my credit union is still at 2.99% which is good all things considered.
 

fur_pig

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Wait till Powell hikes rates again Thursday… I have 3.9 locked with an 800+ credit score.
 
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