Financing Gen3 purchase

Disclaimer: Links on this page pointing to Amazon, eBay and other sites may include affiliate code. If you click them and make a purchase, we may earn a small commission.

DeckTenRaptor

FRF Supporting Member
Supporting Member
Joined
Jul 7, 2021
Posts
24
Reaction score
26
Location
75024
Since MY2022 orders are getting scheduled, I would like to find out about financing options. Looks like Raptors don't qualify for Ford Credit deals.
Any insights into this would be very helpful ... I am thinking at least MY2021 owners must have financed their purchases. Thanks in advance.
 

John813

FRF Addict
Joined
Feb 2, 2015
Posts
1,019
Reaction score
709
Location
PSL/Jupiter
The one dealer I used in the past for new Fords has a credit union they use as well which has given me very good rates.

If you have a bank/Credit union you use, maybe pre-qualify and see if the dealer can match with their banks.
 

Ryed

Active Member
Joined
Sep 16, 2021
Posts
72
Reaction score
113
Location
Warren, VT
I haven't used this credit union, but my investment guy swears by them. He just financed a new car for his wife @ 1.59%. Digital Federal Credit Union
I plan on reaching out to them once my truck is built. Slotted for the week of 12/6...
 
OP
OP
D

DeckTenRaptor

FRF Supporting Member
Supporting Member
Joined
Jul 7, 2021
Posts
24
Reaction score
26
Location
75024
I haven't used this credit union, but my investment guy swears by them. He just financed a new car for his wife @ 1.59%. Digital Federal Credit Union
I plan on reaching out to them once my truck is built. Slotted for the week of 12/6...
Thanks for the replies. I am a member of DFCU ... I will talk to them.
 

Rick955

Full Access Member
Joined
Sep 24, 2021
Posts
239
Reaction score
173
Location
CT
If you are a USAA member you can get 1.89% for up to 63 months or 2.09% for 72 months. PenFed is another good option.
 

cdiddy4224

Full Access Member
Joined
Sep 23, 2021
Posts
359
Reaction score
447
Location
USA
I signed up for an account with Carolina Cooperative FCU after reading a thread on here. They have rates as low as 1.99 up to 84 months.
 

beachz

Full Access Member
Joined
Sep 17, 2014
Posts
870
Reaction score
973
Location
Monument, CO
My last purchase, I did the same thing. I got pre approved at my CU and the dealership beat it to get the loan. Also, if you are interested in an extended warranty, take that quote with you as well and let the dealership try to beat that. Warranty Quote.jpg
 

TheSkinMusket

Active Member
Joined
Jun 22, 2021
Posts
78
Reaction score
145
Location
Wisconsin
Bank of America had surprisingly good rates when I purchased mine (2.2%) and I have never had any account with them before.
 
Top