Hello. I am excited and also little frustrated. I purchased 2020 raptor 2 1/2 weeks ago. I am dealing with dealer where made me feel like they ripped off me. I paid $5,999 maintenance and $8,999 mechanical breakdown agreement which was such as Raptor’s only warranty. Do I need these? Because bad experience with dealer I feel like I paid what I don’t have to. I know it is all about peace in your mind if I could afford it but I do not want to pay these sales people at all.