Shopping around will definitely save you money. But will it in the long run? I've been with Geico for over 30 years. Have I overpaid on premiums by not shopping around? I'm sure I have. Would I saved the difference in a savings account? Nope. I would have pissed it away on other stuff. I buy so much stuff when the packages arrive i have no idea what's in them until I open them, and when I do, sometimes I don't even remember I ordered it.
Geico offers, as does another company now. MBI, or mechanical breakdown insurance. Originally, years back, it was for the life of a new car. They changed it to 100k miles or 7 years, whichever comes first. I've used it over the past two decades for probably 20k in repairs or more. Your rates do not go up. It carries a $250 deductible per incident. To me that coverage alone is worth staying with them. It cost pennies a day.
I live in Westchester County, NY, the first 'burb north of NYC. I pay about $1k per car per year, somewhere around there. No tickets, no accidents, etc.
Geico offers, as does another company now. MBI, or mechanical breakdown insurance. Originally, years back, it was for the life of a new car. They changed it to 100k miles or 7 years, whichever comes first. I've used it over the past two decades for probably 20k in repairs or more. Your rates do not go up. It carries a $250 deductible per incident. To me that coverage alone is worth staying with them. It cost pennies a day.
I live in Westchester County, NY, the first 'burb north of NYC. I pay about $1k per car per year, somewhere around there. No tickets, no accidents, etc.
