Stopped for an accident yesterday, some punk skater puke put his POS BMW into the rear bumper of my truck. Then, like an entitled snot-nosed Gen Alpha is wont to do, he ran. Since he had to go through an active accident scene to get away, one of the attending cops peeled off and got him a mile or so up the road. I came away with his contact info and report showing me at zero-fault. I took a look at the damage this morning, and it appears to entirely be in the bumper, with maybe a ding or two on the plastic cap. There’s a light scuff on the tow hook, but my backup lights and tail pipes appear to have come out unscathed. Satisfyingly, the front of his BMW was thrashed pretty bad. I think I could get away with bolting on a new bumper (OEM or aftermarket) and be no worse for the wear- but do need to do a more detailed inspection to be sure. I haven’t had an insurance claim in 20+ years. What should I look out for? Is there a way to avoid my premiums taking a hit? A hit to the value of my truck? And, more importantly, anything I can do to ensure Skyler McDoucebag gets his butthole gets stretched good and proper in the clink?