GEN 2 Current Ford Credit Interest Rate

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Antho

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That's all on the Finance guy at the dealer. They are scum. They will shop your application around with however many banks they want, looking for the best deal for them, not you. They will promise you xx percent rate, then look to see if they can get a spiff ($$) from a lender.
In the end though, if they can match the rate you can get on your own, it's no skin off your back.
My next door neighbor is head of finance at a European brand dealer. He does very well.

spot on. It’s the finance guy at the dealership. I’ve always gotten pre approved with my credit union and these guys still try to run your credit through every bank possible to benefit them.
 

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