I paid the new window sticker price and then dealer refund me the check for the difference once he said he got approved from FORD, I waited almost 6 weeks for the refund check, but it worked out.
Digital Federal Credit Union, but they just rised their rate.
https://www.dcu.org/borrow/vehicle-loans/auto-loans.html
But I think 2.24 is not bad for the current market though.
Yes, it is a factory drop in, you have to cut a little piece off the corner of the drop in to fit the canister, otherwise it will not push all the way to the end of the bed, a little extra work, but easy with a power tool.
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