Mainly the $12k price difference and the 37 wheels being a disappointment. I’ll admit I love the looks of a 37 on the gen3 trucks but I don’t off road so it’s purely looks.
My credit union is 5.25% currently while my savings is 4.25% so I’ll probably finance half the truck. I did ask the dealer recently and they said 6%
This truck is a bit out of my comfort zone as the prices have gotten so high but I did well trading my other truck in when I did.
From a depreciation point I'd go for the used one IF it's in very good condition because even at $75k that's not a very good deal but it's fair. If you want the new one just tell them MSRP. Financing is going to be crap on either with current rates.
Mine finally updated to built. Looks like the dealer is getting two 35’s and my 37 order. I’m actually debating going with the 35 and changing the wheels but hopefully get to compare the trucks next to each other.
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