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GEN 1 (2010-2014) Ford SVT Raptor Forums
Ford SVT Raptor General Discussions [GEN 1]
Insurance for your upgrades
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<blockquote data-quote="Labraptor" data-source="post: 569196" data-attributes="member: 2259"><p>Since this thread has activity again I thought I would share my experience with insurance and after market items.</p><p></p><p>I had AAA insurance on all my vehicles. The after market items were supposedly covered. When I had a claim on the Raptor they decided after market items were only covered for $1000. Long story but they said they couldn't find the paperwork on any after market items and even if they had it they wouldn't cover more than $1,000. Not what they said before but anyway I got it resolved after a long fight. </p><p></p><p>My agent verified that Progressive would cover the after market parts without issue so the Raptor moved to them. All that is required with them is a stated value for replacement and they recommended photo documentation of the items. Receipts not required just a total of the stated value. Cost was not significantly different than my previous coverage either. Even got multiple policy discount since my atvs are insured with them already.</p><p></p><p>What I learned is to make sure to have everything completely spelled out and well documented.</p></blockquote><p></p>
[QUOTE="Labraptor, post: 569196, member: 2259"] Since this thread has activity again I thought I would share my experience with insurance and after market items. I had AAA insurance on all my vehicles. The after market items were supposedly covered. When I had a claim on the Raptor they decided after market items were only covered for $1000. Long story but they said they couldn't find the paperwork on any after market items and even if they had it they wouldn't cover more than $1,000. Not what they said before but anyway I got it resolved after a long fight. My agent verified that Progressive would cover the after market parts without issue so the Raptor moved to them. All that is required with them is a stated value for replacement and they recommended photo documentation of the items. Receipts not required just a total of the stated value. Cost was not significantly different than my previous coverage either. Even got multiple policy discount since my atvs are insured with them already. What I learned is to make sure to have everything completely spelled out and well documented. [/QUOTE]
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GEN 1 (2010-2014) Ford SVT Raptor Forums
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Insurance for your upgrades
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