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GEN 1 (2010-2014) Ford SVT Raptor Forums
Ford SVT Raptor General Discussions [GEN 1]
Bent Frames or Body Mounts?
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<blockquote data-quote="Icecobra" data-source="post: 883692" data-attributes="member: 8470"><p>For insurance companies they look only at dollars and they absolutely don't use any feelings in making decisions.. An inside look would be to try to be arbitrary and just look at the numbers. If you could sell it in its current damaged condition what is it worth.. insurance companies know this number and are never off by much, they do it for a living. Cost of repairs, what is the shop charging them for repairs and what is the anticipated repair cost going to be.. This again is not the number you started with it is the final number they know it going in... So then you come up with paying the claim, is it cheaper to fix in the end or repair it. If they sell your truck for 25,000 damaged and the cost to make you whole again is 48,000 then 22,999 is the most amount the insurance wants to pay for repairs.. A Raptor frame is about 7,000 so in your equation on top of the 11,000 it would make sense to do the repairs... But swapping a frame can be a sky rocketing affair and will settle about 15,000 just for that...</p></blockquote><p></p>
[QUOTE="Icecobra, post: 883692, member: 8470"] For insurance companies they look only at dollars and they absolutely don't use any feelings in making decisions.. An inside look would be to try to be arbitrary and just look at the numbers. If you could sell it in its current damaged condition what is it worth.. insurance companies know this number and are never off by much, they do it for a living. Cost of repairs, what is the shop charging them for repairs and what is the anticipated repair cost going to be.. This again is not the number you started with it is the final number they know it going in... So then you come up with paying the claim, is it cheaper to fix in the end or repair it. If they sell your truck for 25,000 damaged and the cost to make you whole again is 48,000 then 22,999 is the most amount the insurance wants to pay for repairs.. A Raptor frame is about 7,000 so in your equation on top of the 11,000 it would make sense to do the repairs... But swapping a frame can be a sky rocketing affair and will settle about 15,000 just for that... [/QUOTE]
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GEN 1 (2010-2014) Ford SVT Raptor Forums
Ford SVT Raptor General Discussions [GEN 1]
Bent Frames or Body Mounts?
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