Raptor Wrecked Over The Weekend

Driving down the highway in Richmond, VA. Went to pass a vehicle in the right lane and the ******* swerves into the right lane and applies his brake. I swerve to the right and into the ditch at 80+mph. Truck is toast but my six year old daughter was okay. She was wondering why we were going Off-Roading on the highway. Her only injury was a cut on her neck from the seat belt. I escaped with some bruises and soreness. All the seat belt airbags and side airbags blew. Truck didn't flip. Right Rear axle is broken. Right Front is torn up. We were able to walk away. She did well to protect us. Adjuster will be by on Wednesday. I hope she is totaled. I priced out the parts I knew that were bad from the dealer and I was only at $14000. With an equal amount of paint and labor it still would be enough to total it. Based on Virginia's Total Loss Guide there needs to be $50000 worth of damage. Anybody have advice on this. Thanks in advance.

Did the other vehicle keep going?

The other dude kept driving. A claim against my insurance.

Glad you and daughter are OK. Thats all that really matters.

Dont fret the truck, but very, very unlikely they will total it. But you may be able to try and claim diminished value from your insurance carrier. Every state has different rules/laws on that.

Yeah, those pictures don't look like a total on a brand new $70k truck.

Sorry to hear about your accident but I'm glad you and your daughter are okay that's the most important thing. From looking at the pics I'm gunna say you're right on the line of being totaled but probably not enough. I can't see your frame or your core support. The airbags being deployed is on your side though cause that's something that insurance companies look at as a big deal. I hope everything works out for you and good luck man. Stay safe a lot of idiots out there.


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I had over $20k in damage on my GEN1 including the frame replaced when it was about 2 years old. No airbags went off but the seatbelt mechanism broke on the driver/passenger including a bent steering wheel. It was never totaled and was fixed. Unless the cab got severely damage they wanted to fix it. Its all about what cost less for them so doubt they will total it.

Good luck though and glad you were safe.

Thanks everyone for the well wishes and advice.

Glad you and daughter ok!

def not totalled.. good to hear everyone is ok.