Interest Rate - 2017 Raptor

Picking up my Raptor tomorrow. What kind of Interest Rates are you getting from the dealer on the 2017 Raptor? Score is just over 800.

Thanks!

I was told around 1.78% about a month ago, because the dealer is matching my local credit union.

My local credit unions do 2.45% if you have good credit and do 5 years or less.

sgsraptor said:

Picking up my Raptor tomorrow. What kind of Interest Rates are you getting from the dealer on the 2017 Raptor? Score is just over 800.

Thanks!

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I just got a 2017 Ford Explorer Sport last week for the wife and got 0.9% through Ford Finance but the day after feds raised the interest rates now they offer 1.9% on a 60 month loan. If you're over 800 no problem qualifying for that offer.

sgsraptor said:

Picking up my Raptor tomorrow. What kind of Interest Rates are you getting from the dealer on the 2017 Raptor? Score is just over 800.

Thanks!

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Since you're in Ft Worth, look at Randolph Brooks FCU. Offering under 1.9% for up to 66 mos. United Heritage is advertising 1.79%. You should have no problem getting rates like that with an 800+. Dealer rates usually can't compete with credit unions.

ThugHunter said:

Since you're in Ft Worth, look at Randolph Brooks FCU. Offering under 1.9% for up to 66 mos. United Heritage is advertising 1.79%. You should have no problem getting rates like that with an 800+. Dealer rates usually can't compete with credit unions.

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Thanks!!

Just a suggestion. Shop for a rate and then tell your dealer what you got. A lot of times we have banks that will match a CU or local bank rate. It's a win win for you and the dealer. You do all of your paperwork at one spot and your dealer gets a small flat fee from the bank for writing the loan.

Thoughts on doing all at the dealership then going to a CU and refinancing?

sgsraptor said:

Thoughts on doing all at the dealership then going to a CU and refinancing?

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Just more work involved for you.

Easier to make a couple phone calls ahead of time and then just tell the dealer what rate you found available. Usually they can find someone that can match it.

03'Darin said:

Just more work involved for you.

Easier to make a couple phone calls ahead of time and then just tell the dealer what rate you found available. Usually they can find someone that can match it.

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Good Deal...thanks!